American Recovery Association The American Recovery Association (ARA) is the world’s largest organization of professional finance adjusters and certified recovery specialists. ARA members specialize in locating and repossessing collateral on behalf of lending institutions including banks, savings institutions, finance companies, credit unions, rental/leasing companies, and auto, truck and equipment dealers. ARA members are all certified independent business operators, and we are deeply vested in their compliance training as well as for their employees. ARA has more than 260 members with 488 offices and serves 27,000 national and international cities. ARA helps your organization increase efficiencies and improves your bottom line with our dynamic recovery management software which allows you to issue assignments, receive updates and track assets throughout the recovery-to-re-marketing life-cycle.